Personal Finance and Investing

Debt can be extremely difficult to overcome and for people with serious debt issues, getting help can be just what the doctor ordered. One of the common sources of help for those with debt problems is credit counseling. Taking the step of visiting a credit counselor for the first time can be a daunting task. Often consumers experience a great deal of fear and apprehension as they have no idea what to expect in a credit counseling session.

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Being a tightwad is not easy, but well worth the effort. If you are REALLY committed to learning how to save money, then the one most important skill you should master is knowing how much things NORMALLY Cost.

Here is an example:

Butter is on sale; buy one get one free (BOGO) $1.69. That would be 84.5 cents per pound. Well, when you KNOW that butter is normally 79 cents a pound, then you would know it’s not a good deal. T

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The American Recovery and Reinvestment Act passed in February 2009 included a provision granting an $8,000 tax credit to first time homebuyers. The tax credit program ends on November 30, 2009 and there is a push on to extend it into 2010.

The Homebuyer Tax Credit Act of 2009 has been introduced in the House of Representatives. This is the bill that proposes extending the tax credit. One of the co-sponsors of the bill is Congressman Denny Rehberg of Montana.

Congressman Rehberg was quoted as saying, “While there are a great number of things we can do to spur economic recovery, few can match the impact of a strong housing market. T

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Someone who takes medication knows that the price of prescription medicine  is getting bigger in this state. For a bunch of us, medications help us live a more prolific, happier life, but only if we can afford to purchase them. Here are some ideas that could help you shell out a smaller amount.

Prescriptions help many patients.

1. Talk to your doctor of medicine. Not being able to afford drugs is nothing to be uncomfortable about. Your medical doctor wants to be knowledgeable about all that affects your healthcare, as well as whether or not you can pay for your prescriptions. I

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