Personal Finance and Investing

U.S. automaker ups production of Focus and Escape models in the third quarter.

Ford, the only Detroit automaker to dodge direct government aid and bankruptcy court, surprised investors with net income of nearly $1 billion in the third quarter and forecast a “solidly profitable” 2011.

The automaker said Monday earnings were fueled by U.S. market gains, cost cuts and the Cash for Clunkers program, which drew flocks of buyers to showrooms this summer. Ford’s s rose 58 cents, or 8.3 percent, to $7.58 in pre-market trading.

The latest results signal that Ford’s turnaround is on more solid ground.

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A payday loan is a short-term loan given for a very short period of time that is dated the same as your next payday. The minimum requirement to get such a loan is that you should be at least 18 years of age,should have a regular monthly salary and a fixed job, and a functional bank account.

Crises are something that can just happen at any time of the month. In such scenarios you might need money immediately, and payday loans are a great help during these times.

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Small business credit cards offer many small business owners loads of convenient and practical features that allow them to run their businesses more efficiently; which is why so many small business owners have flocked to small business credit cards over the last, few years.

You may think it is in your best interest to take out a small business credit card for your business, and that generally holds true, but there is an exception to this rule.

As more and more credit card companies put the brakes on consumer credit, there are a number of changes that have also taken place; in particular, there are many credit card companies that include personal liability clauses with their small business credit cards.

Personal Liability Clauses Increasing

A small business credit card that features a personal liability clause is something that you might want to steer clear of, mainly because it means that if you are unable to pay your credit card because your business didn’t succeed, you may be personally responsible for paying back that credit card debt.

In other words, the credit card company can come after you, the cardholder, to pay your business credit card. M

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