Personal Finance and Investing

This is a busy time of year for everyone and the last thing on your mind is probably taking the time to complete a financial check up. However, the end of the year is one of the most important times to review your financial activity for the year and make sure you’re ready to get 2010 off to a good start. Many people make a lot of poor financial decisions during the holidays and they have to spend the next several months digging their way out of the hole that they have created for themselves. T

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The winter of traveller discontent continues with the announcement that Albury Travel Group has now also gone under. Albury traded under the names Libra Holidays, Argo Holidays and Jetlife, flying sun-hungry people to hotspots including Greece, Cyprus and Egypt’s Red Sea.

Only 100 travellers are stranded overseas but there are around 4,000 forward bookings that the group won’t be able to honour.

So what should you do if you’re affected by the collapse?

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There are many articles out there that teach you the importance of good credit and low credit card debt; however, this article does just the opposite. What better way to ruin your credit and get yourself in over your head in credit card debt than to follow these four, simple rules?

1. Forget about your budget – One of the easiest, most surefire ways to get yourself into deep credit card debt is to spend like you have no budget. Many individuals, with a credit card in their hand and a hefty credit card limit, are likely to overspend. T

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It’s not cheap being Santa, so when he asked moneysupermarket.com for a makeover, we could hardly refuse. Like many of us, Father Christmas knew his household bills could probably be cheaper, but he never got round to sorting them.

“I’ve never really bothered looking at my bills because things can get pretty busy round here. But, with the rising cost of reindeer feed, I need to make whatever savings I can,” he explained. Read more…