Personal Finance and Investing

There are many articles out there that teach you the importance of good credit and low credit card debt; however, this article does just the opposite. What better way to ruin your credit and get yourself in over your head in credit card debt than to follow these four, simple rules?

1. Forget about your budget – One of the easiest, most surefire ways to get yourself into deep credit card debt is to spend like you have no budget. Many individuals, with a credit card in their hand and a hefty credit card limit, are likely to overspend. T

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It’s not cheap being Santa, so when he asked moneysupermarket.com for a makeover, we could hardly refuse. Like many of us, Father Christmas knew his household bills could probably be cheaper, but he never got round to sorting them.

“I’ve never really bothered looking at my bills because things can get pretty busy round here. But, with the rising cost of reindeer feed, I need to make whatever savings I can,” he explained. Read more…

The most common form of bankruptcy is Chapter 7. Bankruptcy debt discharge is essentially when the court officially releases a debtor of being held personally liable to repay debts incurred prior to filing bankruptcy. This occurs within a certain time frame following bankruptcy proceedings.  Not all debts will be discharged so it is wise to know in advance which types of debts you the debtor are still held personally and legally accountable for. Whether or not your bankruptcy debts are discharged also depends on if you’ve been through bankruptcy previously.  < Read more…

A High Court hearing has declared the planned BA strike action illegal, so can travellers now relax? The High Court decision that the British Airways (BA) cabin crew strike planned by Unite can’t go ahead will be great news for the travelling public. Read more…