Personal Finance and Investing

The beginning of a year is a natural time for people to evaluate their lives and set goals to take advantage of a new beginning. It’s a time when we work to eliminate bad habits and improve ourselves. Most people take a little bit of time to think about areas that they could improve and create some resolutions. This year, consider making coming up with a few goals with your financial well-being in mind. Regardless of your financial position, there are probably some areas in your financial life where you have room for improvement.

The common thread with just about any goal is that it requires discipline and diligence to achieve it. F

Read more…

At this point we can only guess what went on in Johnny Lee Wicks’ mind when he decided to go on a killing spree.

2 dead in Las Vegas federal building shootout

By KEN RITTER and DEVLIN BARRETT Associated Press Writers © 2010 The Associated Press
Jan. 4, 2010, 6:31PM

LAS VEGAS — A gunman who opened fire with a shotgun at a federal building Monday, killing a court security guard and wounding a U.S. marshal before he was shot to death, was upset over losing a lawsuit over his Social Security benefits, law enforcement officials told The Associated Press.

Read more…

Many credit card holders aspire for a higher credit card limit. The obvious reason for this is that a higher credit card limit enables the holder of the credit card to increase his shopping goals and needs.

The first important thing that every credit card holder should remember in order to get a higher credit card limit is that they must abide by the terms and conditions of the credit card company or bank.

Given below are 6 other ways to get a higher credit card limit.

• Create a Favorable Impact: Try to create a positive impression on the bank or credit card company by paying finance charges once in a while.

Read more…

Older shoppers remember layaway plans when they were regularly used by consumers. Then credit cards came into existence and stores and consumers both embraced them. A sale could be completed and the buyer able to walk out of the store with the merchandise in hand. Layaway opportunities became less available as credit card usage increased.

Now there seems to be a revival in layaway plans as consumers avoid accumulating debt. Some of the largest retailers, like Kmart, Sears, and Toys “R” Us, are bringing back layaway to attract scarce consumer dollars. The plans vary with some stores limiting what can be placed on layaway to big ticket items. Thi

Read more…