Personal Finance and Investing

I’ve been working a lot lately with the concept of gratitude and how it can attract amazing things into your life. And in so doing, I’m amazed at how my own life, happiness, and attitude has transformed.

A few months ago, I was dealt some heavy blows that knocked me back a few steps. Ironically I was simultaneously slated to write a post about things to be happy about, which was a lucky stroke, as it started me on my path of exploring gratitude.

Gratitude in its purest form is absolutely free. It’s an emotion simply borne of being thankful for something or somebody.

How we choose to express our gratitude towards others is where cost can become a factor.

Read more…

Silver is an amazing metalwhich is why it’s likely to soar over the coming years

You see, silver has more than 10,000 uses. It’s one of the world’s best conductors of heat and electricity. Inventors filed more patents on silver uses than any other precious metal in the world. And when silver is used for most industrial and technological purposes, it is used up forever It simply costs too much to try to recycle the tiny bit of silver from every cell phone or casino chip.

I’m not saying industry is going to use up all the world’s silver. That simply can’t happen. But scarcit

Read more…

It is no secret that there is an explosion of debt collection related to student loans and it is fairly common knowledge that student loan collectors have some greater powers than a typical collector has on a credit card debt or medical debt.

Read more…

Payday loan companies are often accused of being “legal loan sharks” with astronomical interest rates as high as 5,784.3% APR being cited*. However, the latest data from payday loans lender speedeloans.com has revealed that their customers pay an average of 1% interest a day on payday loans – less than the equivalent daily rate than some banks charge for an unauthorised overdraft.**

Gary Miller-Cheevers, CEO of speedeloans, comments: “While there are some unscrupulous payday loan lenders in the UK marketplace, it is important for people to note that not all companies are the same. Read more…