Personal Finance and Investing

It’s the most wonderful time of the year…for scam artists. When the shopping craze hits us after Thanksgiving, the thieves come out in droves and this year, they are targeting one of the biggest gift items we both give and receive — gift cards.

It’s a multi-million dollar industry, so it’s no surprise that scammers and con artists have put gift cards on their own wish list this year. And because of them, you could be in for a nasty surprise when you go to spend a gift card you received. In fact, your gift card could already be worthless.

That’s right, a gift card you have received or bought someone else could already have a zero balance. It’s a prob

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So big news out yesterday in the frugal entertainment world.the old Netflix DVD-to-your-home business is being spun off to a whole new brand: Qwikster

Youll now see two charges on your credit card or bank statement if you subscribe to both DVD-rentals and Netflix instant streaming.

The Netflix streaming service (which my wife loves) will be retaining the Netflix brand, while the DVD-by-mail service will be adding video games (sorry GameFly!) under the new Qwikster name.

That all being said, is anyone planning to cancel their Qwikster (DVD) service? Which one of the two do you get more use out of?

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Mr. Arun Jain, Chairman and CEO, Polaris Financial Technology Ltd. , a leading global financial technology company, addressed the 17th Anniversary Lecture at Central Bank of Seychelles as a guest speaker. Mr. Jain shared the dais with His Excellency, Mr. James Alix Michel, President of the Republic of Seychelles, Mr. Pierre Laporte, Governor, Central Bank of Seychelles and Mr. Benstrong, Chairman, Seychelles Bankers Association and Managing Director, Seychelles Savings Bank.

Addressing ministers, foreign dignitaries, bureaucrats, bankers, businessmen and academicians during the event and speaking on the theme of “Technological Innovations Driving Financial Services”, Mr. Read more…

It seems like a basic thing, but I can see how easy it would be to think,

Oh, well, my wife doesnt need to know about this expense, Ill just put that on my old checking account from before we were married

For me this is a big deal.

As someone who struggled to hide investment losses for years from family and friends, Im trying to be as open as possible with my wife about our financial situation.

We use Mint.com and all of our accounts are linked to it (savings, lending club, etc).

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