financial debt recovery, can they legally ask me for money owed? legal action?

Written by Tyler Kelly on April 12, 2010 – 11:12 pm

okay, so apprently i owed Zellars money from 2005. i would have been 18 or 19. I have since moved serveral times lived in other cities etc.

Never once did they contact me via phone or email or mail…(yes i know moving makes it hard lol)
I did change my addresses for things like bank, phone, etc.

Now they are saying my $500 card that i owe for is now over 1600… they refuse to cut off any of the interest (as im sure its their company that gets it) .is it not thier fault they never contacted me once?

I know i am the one that owed the money but its the only thing on my equifax history. I didnt even know i owed anything until i tried getting approved for a loan.

So my question is, can they legally ask for that much interest if they never tracked me down to inform me of my debt owing anyways?

also can i take legal action against them for not informing me.

PS… this woman la’saber or whatever … when i told her i could only make very small payments she said “that’s no good, it wont do anything for you.” and she than kept insisting i pay it all off right now. but i have already explained to her that im on disability with no job and attending full time school. ugghhh what to say to get it thru her head!

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