Personal Finance and Investing

Gap between interest and credit card rate widens The average credit card rate is now 18.7%, leading to claims that companies are making money from customers when interest rates are at a record low of 0.5%.

Last week the Bank of England announced that its base rate will remain at a low of 0.5%, which it has been for 27 months, the Mirror reports.But this means that the gap between interest rates and credit card rates is wider than ever, as in 2007, the base rate was 5.75% and credit card rate was 18.7%.Eddy Weatherill, of the Independent Banking Advisory Service, told the news provider that it is “profiteering”.”They are trying to boost their profits for as long as possible and we’re all being made to pay for it.”It’s heads they win, tails we lose.

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With a heavy annual rainfall the Pacific Coast of Colombia is among the most humid places on earth. In the north, the location where the ocean gives shape to bays and coves, the Pacific rainforest exhibits a piece of real estate with an enormous biodiversity. Contrasted this with the south. You will find it a luxury that the south is covered by copious rivers, is generally flatter, with the exception of its cliffs.

Of course to go to these areas you will want to take into consideration places to start your vacation.

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There are a number of other things that you can do in order to improve your current money situation at the same time as you are working on the debt repayment solutions that we touched on in the previous three articles of this series. While you will be seeing results very quickly in following the debt snowball solution mentioned before, there are plenty of other things that you can do in order to put yourself in a better financial solution.

First and foremost, you should be focusing on the most fundamental equation for personal finance, which is that you must absolutely spend less money than you are earning in order to pay debt off, save money or to accumulate any kind of wealth.

You need to be able to curb your spending in as many different ways as you can.

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“What’s your best money-saving tip for wedding planning or honeymooning?”

That’s the question we asked our Facebook fans, and here are a some of our favorite answers!

What’s your budget?

Budget, Budget, Budget! It is an absolute must to have a budget on paper and stick to it! (Ranee A.)

Dont blow ten, twenty, thirty, forty Gs or more on a four-hour party. Elope!! (Phil M.)

Party down!

I kept the wedding just to parents and grandparents, and the reception was the next day and it was a potluck and everyone loved it we spent about $600 total with everything, including cake and clothes. (Aman

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