Personal Finance and Investing

The International Hotel and Restaurant Association (IHR&A) is holding its next world congress in Kathmandu, Nepal. The event scheduled in the first week of December 2011 is being organized in Nepal after almost four decades.

“The event will help promote the ongoing Nepal Tourism Year 2011,” said Prime Minister Jhala Nath Khanal during the meeting with the Association’s President Dr Ghassan Aidi, who is on Nepal visit now.

The PM Khanal welcomed the leader of the world hoteliers in Nepal and mentioned that Nepal looks forward to become a major tourist destination. The a

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To me, spring cleaning means reevaluating the way you do things and asking yourself how you can “clean up” your habits. It also means finding ways to save money in the process; and I’m always looking for ways to live more frugally.

I’m sharing some of my frugal findings when it comes to spring cleaning habits to work into your everyday routine.

Reevaluate Your Personal Hygiene

Let’s start with something personal: your hygiene. There are ways you can “clean up” your hygiene that make good financial sense.

First off, I’ve taken the “no-poo” (or “less-poo”) challenge. I read about it over on

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Everybody needs a good credit score. Just like an exam back in high school, you need to review well to get an A+. And ever since you were reared into that kind of mindset, it has not changed yet. Now that you have grown up into fully productive professionals, improving scores still has the same equation—but now we’re pretty much concerned about “credit” scores. Just before you could make any effort to pull your score up, it is wise to ask what really constitutes the score.

You can bet that the bureaus won’t tell you the exact methodology they use in determining a person’s worthiness. That’s bad news. But you can a

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The Credit Repair Organizations Act, or CROA, has protected consumers against unfair business practices by fraudulent credit repair organizations since 1996. However, some consumers still fall prey to advertising scams that promise to fix credit and wipe credit reports clean of negative marks.

But when it comes to repairing your credit, there’s never a quick fix. Credit repair, whether you do it yourself or you enlist the aid of a credit counselor, can take a long time and a lot of patience. W

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