Personal Finance and Investing

Living with debt isn’t something anyone wants to do. Still, sometimes you just have to live with some debt for a while. Not everyone knows how to live with debt gracefully. Everyone knows that you should restructure your finances and your life to get out of debt but that is only one piece of the puzzle. Living with debt is as much a mental challenge as it is a financial one. These are the ways that you can live with debt.

Acceptance Is The First Step

First and foremost, you need to accept that you are in debt. This means taking the time to stop and look at all the debt that you have accumulated. Y

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I am a Starbucks addict. I will openly admit it. Starbucks is an indulgence for me, on days when I am having difficulties at work, a relationship crisis, or when I just feel like procrastinating. If you are like me, and you are attempting to stick to a budget every month and trying to be diligent about paying down your debt, then Starbucks does not fit into that equation very well. Especially, when your habit turns into a twice a week or every other day experience!

Image from WomansDay

So, I decided there had to be a way for me to enjoy a gratifying, extra sugary coffee treat without paying $4.65 for it.

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Learn how to Get a Job When They Are Not Hiring

Sometimes it really is possible to be able to get a job even when the company tells you that they are not doing any hiring! Read on and learn how to approach this possibility. This has happened before!  You can get hired even if the company tells you that their company is not hiring!

Be sure to apply in person at the company of your choice. Be well groomed of course and do have your resume ready.

Going in for an interview the first thing in the morning is a great way to impress them. Do

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It’s time to switch current accounts. Six months ago I advised people to switch to FirstDirect’s account, which offers new customers £100 if they switch using the bank’s switching service. First Direct was so confident that once you’d switched to them you wouldn’t leave, that they offered another £100 to anyone who left after six months under their “satisfaction guarantee”.

Well the six months are up and, in a wonderful coincidence, Alliance & Leicester have just relaunched their £100 cashback offer for new customers. So

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