Indonesia Travel Mart

Lombok ready to welcome a new edition of TIME Pasar Wisata

Friendly faces from Pasar Wisata 2009 team in Lombok / Photo by Luc Citrinot

By by Luc Citrinot, eTN | Aug 09, 2010

(eTN) – Rumors abounded for many weeks in Indonesia’s travel world that TIME Pasar Wisata, Indonesia’s premier travel show for the trade, could be cancelled due to a lack of funds from the Province of West Nusa Tenggara, where Lombok is located.

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Disgruntled credit cardholders have long been grumbling about ridiculous $39 late fees and arbitrary interest rate hikes. But before you go ballistic on your credit card issuer in a way even Steven Slater could be proud of, it might bring some peace of mind to know the final stage of the CARD Act just kicked in to ease harsh credit card penalties and issuer abuses.

Know the following changes to save some money and maybe your sanity too.

1. Late Payments. No more late fees as high as $39. Issuers can’t charge more than $25 for a first-time late payment. I

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Over the years I’ve found myself, both here and in my real life, telling people with financial problems that small changes will help. I’ve told people that, “If you just stop eating out,” or “Stop spending on magazines at the grocery store,” or “Save $10 per pay period,” you can really help your financial situation. Other financial gurus pitch the same thing. I used to think this was good advice. After all, any amount of money you can save is a help, right? Recently I’ve given this some thought and I’ve about decided to change my tune. I’m not sure that l

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Retrain your Brain –

If you deprive yourself of the things that bring you pleasure, you are going to have trouble saving money. Retrain your brain by visualizing a future that is more fulfilling, like credit card bills that are smaller, and higher savings account balances to give yourself a sense of purpose with your saving.

Choose Your Extravagances –

Choose the extravagances that you can do without, and the ones that you can occasionally take advantage of. Eat out once every week, but give up extended cable television and TiVo.

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